Interest Rates · Mortgage rates
Freddie Mac data is copyrighted and reprinted on FRED with permission, so this chart shows the last 5 years, as every third-party series on this site does. The full history is on FRED.
| Year | Average | Year close |
|---|---|---|
| 2022 | 4.58% | 5.68% |
| 2023 | 6.11% | 5.93% |
| 2024 | 5.96% | 6.00% |
| 2025 | 5.78% | 5.44% |
| 2026 | 5.78% | 6.60% |
Source: FRED MORTGAGE15US (15-Year Fixed Rate Mortgage Average in the United States). Federal Reserve Bank of St. Louis. 15-Year Fixed Rate Mortgage Average in the United States: copyrighted by its owner and reprinted on FRED with permission; retrieved from FRED, Federal Reserve Bank of St. Louis.
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