Cost Pressure by State

This ranks how fast costs are rising in each state, not how high they are. The pressure score is the mean percentile of year-over-year change across three inputs: residential electricity (EIA), latest July 2026; residential natural gas (EIA), latest July 2026 (December 2025 for Florida; April 2026 for Louisiana, the newest figure published for those states); home prices (FHFA), latest 2026 Q2. Gasoline (AAA) is shown at the latest price but not scored yet: the state series is too new for a year-over-year change. 100 is the fastest-rising costs in the country, 0 the slowest. Each input except home prices shows its level next to its change, so a state can be low on change and high on level at once; the FHFA home price index equals 100 in 1980 Q1 in every state, so only its change compares across states. Labor stress (the BLS state unemployment rate and its change in percentage points) is shown separately and is not part of the score. Most pressure: Hawaii (98), Michigan (87), New York (83). Least: New Mexico (12), California (16), Arizona (19).

PressureStateElectricity ¢/kWhElectricity YoY (July 2026)Natural gas $/mcfNatural gas YoY (July 2026)Gasoline $/gal (October 2026)Gasoline YoYHome prices YoY (FHFA, 2026 Q2)Unemployment %Unemployment, change (pp)
98Hawaii48+21.9%65.72+14.6%5.64—+8.7%2.7+0.6pp
87Michigan23.1+12.2%19.88+22.1%4.52—+4.6%5+0.1pp
83New York29.9+14.0%30.86+7.0%4.43—+5.3%4.3-0.2pp
82New Hampshire26.6+16.7%21.67+9.2%4.27—+4.0%2.8-0.3pp
73West Virginia15.8+2.3%24.68+26.3%4.2—+8.0%4-0.3pp
73Wisconsin19.1+4.4%18.58+11.0%4.23—+5.6%3.2+0.1pp
69Delaware18.5+11.5%33.41+5.1%4.08—+4.0%4.7-0.3pp
69Pennsylvania21.7+11.3%28.73+3.6%4.47—+4.7%3.7-0.7pp
69South Carolina15.5+5.2%29.9+13.7%3.85—+3.8%4.1-0.5pp
68Ohio19.5+11.9%22.83+3.0%4.08—+4.3%3.3-1.1pp
67Nebraska13.8+7.3%24.69+11.9%4.18—+3.2%2.90.0pp
65Kentucky13.8+5.2%36.74+6.0%3.95—+4.7%4.7+0.2pp
65Vermont23.8+7.3%32.73+5.2%4.39—+4.3%2.60.0pp
63Illinois19.2+11.6%21.04-7.6%4.69—+6.0%4.7+0.4pp
63North Carolina15.2+13.4%34.09+8.3%3.64—+2.4%3.5-0.4pp
63Virginia17.6+11.2%29.83+4.9%4.09—+3.8%3.6+0.3pp
59Connecticut24.2-12.5%23.33+10.7%4.36—+5.7%5.1+1.0pp
59North Dakota13.4+0.8%27.68+10.4%4.16—+4.7%2.2-0.4pp
57District of Columbia25.2+9.4%31.62+22.7%4.4—-0.6%5.7-0.8pp
54Missouri16.1+3.4%32+8.0%3.95—+3.6%3.5-0.5pp
53Idaho13.7+11.8%13.29+1.4%4.82—+2.9%3.60.0pp
53Indiana16.7+3.4%24.12+3.9%3.87—+4.6%3.3-0.4pp
53Mississippi14.5+7.1%30.6+1.8%3.9—+3.7%3.4-0.3pp
52Rhode Island28.3+8.1%17.33-14.7%4.24—+5.0%3.7-0.6pp
51Maine32.4+15.8%40.85-9.9%4.35—+3.2%3.2-0.1pp
51Oklahoma14.4+6.1%39.23+5.9%3.98—+2.8%4.3+0.9pp
47Alaska28.8+5.6%17.49-1.5%4.94—+3.9%4.3-0.3pp
47New Jersey25.2-0.5%18.76+2.0%4.25—+5.5%4.3-1.2pp
46Georgia16.3+4.6%43.28+8.6%3.75—+1.9%3.2-0.2pp
44Kansas15.3+5.6%25.12-4.3%3.99—+3.8%3.8+0.1pp
44Massachusetts30.5+1.4%30.57+8.0%4.28—+3.2%4.3-0.2pp
43Louisiana12.7-3.0%25.19+12.2% (April 2026)3.88—+2.9%4.20.0pp
43Maryland21.4+13.7%24.22-6.5%4.14—+2.2%4.1-0.2pp
41Wyoming14.4-1.9%28.22+7.0%4.5—+3.7%3-0.3pp
39Alabama16.4+2.9%25.16+0.6%3.92—+3.7%3.4+0.6pp
39Arkansas14.3+8.1%30.26-10.0%3.92—+3.1%3.9-0.3pp
39Iowa16+4.4%23.93+0.3%4.14—+3.2%3.2-0.3pp
37Texas15.9+3.4%34.3+7.2%3.8—+1.6%4.4+0.2pp
36Washington14.7+9.4%25.72+0.0%5.4—+1.1%4.9+0.3pp
35Colorado17+6.3%17.56+2.0%4.36—+0.2%4+0.1pp
32Minnesota17.5+3.1%17.28-0.2%4.28—+3.0%4.4+0.5pp
31Montana15+5.1%12.4-7.5%4.47—+2.7%3.2-0.2pp
30Tennessee13.7+3.8%20.35-3.6%3.86—+2.6%3.4-0.1pp
29Florida15-0.5%23.62+7.6% (December 2025)4.14—+1.4%4.5+0.5pp
28South Dakota15.4+5.9%17.77-9.3%4.26—+2.2%2-0.1pp
28Utah13.1-2.5%12.38+4.1%4.8—+2.6%3.5-0.1pp
23Oregon16+2.3%23.23+0.4%4.95—+1.7%5.1-0.2pp
21Nevada12.8+3.1%15.47-8.6%5.4—+2.5%4.8-0.4pp
19Arizona15.4+0.3%26.31+1.8%4.64—+0.9%4.9+0.5pp
16California33.6+2.9%21.35-3.7%6.19—+0.9%5.1-0.4pp
12New Mexico16.1+1.8%13.21-16.5%4.36—+2.1%4.7+0.6pp

This is a cost-pressure score, not a state inflation rate: the BLS publishes no state-level CPI, and a handful of costs is not a consumption-weighted basket, so quote it as cost pressure, not as a state's inflation. EIA, AAA, FHFA and BLS state data, refreshed monthly-to-daily — faster than the quarterly rankings press usually cite. City level: the 50-metro rent and home-price ranking; national: the current US inflation rate.