Economy · Consumers

Household Debt Service Ratio (since 2005)

YearAverageYear close
200514.95%15.03%
200615.23%15.51%
200715.68%15.85%
200815.59%15.72%
200915.21%14.90%
201014.02%13.58%
201113.02%12.75%
201212.03%11.75%
201311.91%11.99%
201411.70%11.63%
201511.60%11.74%
201611.79%11.87%

Source: FRED TDSP (Household Debt Service Payments as a Percent of Disposable Personal Income). Federal Reserve Bank of St. Louis.

Gray bands mark U.S. recessions as dated by the NBER (FRED USREC).

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