Economy · Consumers
| Year | Average | Year close |
|---|---|---|
| 1991 | 5.35% | 5.32% |
| 1992 | 5.01% | 4.69% |
| 1993 | 4.26% | 3.91% |
| 1994 | 3.36% | 3.29% |
| 1995 | 3.75% | 3.95% |
| 1996 | 4.34% | 4.60% |
| 1997 | 4.73% | 4.81% |
| 1998 | 4.74% | 4.74% |
| 1999 | 4.60% | 4.55% |
| 2000 | 4.51% | 4.57% |
| 2001 | 4.86% | 4.69% |
| 2002 | 4.86% | 4.84% |
Source: FRED DRCCLACBS (Delinquency Rate on Credit Card Loans, All Commercial Banks). Federal Reserve Bank of St. Louis.
Gray bands mark U.S. recessions as dated by the NBER (FRED USREC).
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