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Avg credit card APR (all accounts)

Latest value: 21.19% for Q3 2026, −0.20 pp from a year earlier (against Q3 2025). 39 quarterly observations from Q1 2017 to Q3 2026, in percent. Source: FRED (FRED route); context series, not an input to the Nowflation CPI Gauge.

Latest observations

PeriodValue
Q3 202621.19%
Q2 202620.94%
Q1 202621.00%
Q4 202520.97%
Q3 202521.39%
Q2 202521.16%
Q1 202521.37%
Q4 202421.47%
Q3 202421.76%
Q2 202421.51%
Q1 202421.59%
Q4 202321.47%

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Cite: Nowflation, “Avg credit card APR (all accounts)” (TERMCBCCALLNS), data from FRED, retrieved October 18, 2026, https://nowflation.com/series/TERMCBCCALLNS. The series at its source: FRED.

Related series

Credit card delinquency rate · Total consumer credit · Revolving consumer credit · Nonrevolving consumer credit

Related: Series directory · Open data · Methodology