{"code":"TERMCBCCALLNS","name":"Avg credit card APR (all accounts)","freq":"m","units":null,"component":null,"source":"FRED","route":"FRED","source_url":"https://api.stlouisfed.org/fred","n_obs":37,"last_value":21,"last_date":"2026-02-01","yoy":-0.01731,"series":[["2017-02-01",12.54],["2017-05-01",12.77],["2017-08-01",13.08],["2017-11-01",13.16],["2018-02-01",13.63],["2018-05-01",14.14],["2018-08-01",14.38],["2018-11-01",14.73],["2019-02-01",15.09],["2019-05-01",15.13],["2019-08-01",15.1],["2019-11-01",14.87],["2020-02-01",15.09],["2020-05-01",14.52],["2020-08-01",14.58],["2020-11-01",14.65],["2021-02-01",14.75],["2021-05-01",14.61],["2021-08-01",14.54],["2021-11-01",14.51],["2022-02-01",14.56],["2022-05-01",15.13],["2022-08-01",16.27],["2022-11-01",19.07],["2023-02-01",20.09],["2023-05-01",20.84],["2023-08-01",21.19],["2023-11-01",21.47],["2024-02-01",21.59],["2024-05-01",21.51],["2024-08-01",21.76],["2024-11-01",21.47],["2025-02-01",21.37],["2025-05-01",21.16],["2025-08-01",21.39],["2025-11-01",20.97],["2026-02-01",21]]}