Avg credit card APR (all accounts)

Latest value: 20.94 as of 2026-05-01, -1.0% year over year. 38 monthly observations from 2017-02 to 2026-05. Source: FRED — public data, full history downloadable as JSON on this page. Part of the Nowflation open directory.

DateValue
2026-05-0120.94
2026-02-0121
2025-11-0120.97
2025-08-0121.39
2025-05-0121.16
2025-02-0121.37

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