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Avg 48mo auto loan rate

Latest value: 7.47% for Q3 2026, −0.04 pp from a year earlier (against Q3 2025). 39 quarterly observations from Q1 2017 to Q3 2026, in percent. Source: FRED (FRED route); context series, not an input to the Nowflation CPI Gauge.

Latest observations

PeriodValue
Q3 20267.47%
Q2 20267.47%
Q1 20267.37%
Q4 20257.62%
Q3 20257.51%
Q2 20257.63%
Q1 20257.71%
Q4 20248.12%
Q3 20248.63%
Q2 20248.65%
Q1 20248.57%
Q4 20238.51%

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Cite: Nowflation, “Avg 48mo auto loan rate” (TERMCBAUTO48NS), data from FRED, retrieved October 18, 2026, https://nowflation.com/series/TERMCBAUTO48NS. The series at its source: FRED.

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Consumer loan delinquency rate · PCE price: Auto leasing · PCE price: Used auto margin

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